Credit Analyst

Description

8-5 pm ET

Hybrid at any of the locations below

Must be local to the following areas:

• Charlotte, NC
• Marlton, NJ
• Tewksbury, MA
• Uniontown, PA

Must be onsite Tuesday, Wednesday

Must have 1 year experience within the past three years using SAP and Get Paid.

Position Overview:

• We are seeking a well-rounded, detail-oriented, and analytical Credit Analyst with strong Order-to-Cash experience to join our Finance team.
• This role is ideal for someone with a solid background in credit, cash application, and collection analysis—all within an industrial business environment (e.g., water, construction, or manufacturing).
• The Credit Analyst will be responsible for evaluating and managing credit risk for new and existing customers, enforcing company credit policies, and supporting overall cash flow optimization.
• This is a highly collaborative role requiring cross-functional coordination and proactive risk assessment.

Key Responsibilities:

• Perform credit reviews for new and existing customers using financial analysis and global credit bureau data (e.g., D&B, Moody’s, Credit Safe).
• Conduct comprehensive credit risk profiling and ensure compliance with SOX and internal policies.
• Evaluate credit applications, recommend credit limits and payment terms, and enforce adherence to company credit policies.
• Approve credit limits and release customer orders within Delegation of Authority thresholds.
• Collaborate with collections and AR teams to resolve delinquent accounts and credit holds.
• Utilize Microsoft Excel, SAP (ECC Production or S/4HANA), and Get Paid for credit analysis, reporting, and workflow execution.
• Apply knowledge of trade industry practices (e.g., liens, bonds, UCC filings, bankruptcy claims) to assess and manage credit risk exposure.

Required Qualifications:

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
• At least 3 years of experience in a credit, collections, or finance role within an industrial business setting.
• Hands-on experience with Order-to-Cash processes, including cash application and collection analysis.
• SAP experience required (ECC Production or S/4HANA); SAP Ariba not applicable.
• Proficiency with global credit bureau tools (e.g., D&B, Cortera, Credit Risk Monitor).
• Strong interpersonal and communication skills with the ability to collaborate across teams.
• Advanced Microsoft Excel skills; working knowledge of Word and Outlook.

Preferred Qualifications:

• Familiarity with Get Paid platform.
• Understanding of trade credit instruments such as bonds, liens, and UCC filings.
• Previous experience in construction, water, or manufacturing industries.

The analyst works upfront with credit applications—determining appropriate credit limits, payment terms, and evaluating risk exposure in alignment with company policy.